Online Payments
PayID

Get paid faster with PayID

Enable PayID with MuliPay to automate recurring payments through secure, real-time account-to-account payment agreements.

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Payment Method
Choose your payment method
Bank Account
Continue
What is PayID?

The new standard in online payments

PayID is a modern payment method that lets customers pay using their registered mobile number or email address instead of a BSB and account number. Powered by Australia's New Payments Platform (NPP), it enables fast, secure account-to-account payments directly from a customer's bank account.

Faster settlement

Payments processed in real time
Receive funds as fast as the next business day
Faster payment confirmation
Transactions settle 24/7, including weekends and public holidays

Simple payments

Customers pay using their mobile number or email address
No BSB or account numbers required
Quick and familiar payment experience

Built-in security

Protected by your customer's bank security
Payments are pre-validated before processing
Real-time fraud monitoring through the NPP

Less administration

Simplify payment reconciliation
Reduce manual payment handling
Spend less time chasing payments

Real-time processing with PayID

Traditional
direct debit (T+2 days)
Customer initiates payment
Transaction processed
Day 0
Funds held for 2 days
Merchant receives funds
Day 2
Confirmation sent to customer
Day 2
Instant processing
with PayID via MuliPay
Customer initiates payment
Transaction processed
Real-time
Merchant receives funds
Next day
Confirmation sent to customer
Real-time

Paying with PayID is simple 

Just follow these three quick steps to complete your payment.
1
Select PayID
Choose PayID as your payment method.
Payment Method
Choose your payment method
Bank Account
Continue
2
Pay in your banking app
Copy the PayID email or scan the QR code, then complete the payment in your mobile banking app.
PayID email copied
Payment Information
PayID Email
payments@abcstore.com
Copy
Amount and description
$280.00 - Consultation
Continue payment on mobile 
Open your banking app and scan the QR code to complete your payment.
3
Payment confirmation
Once you've completed the payment, we'll automatically detect it and display a Payment Successful confirmation.
Payment successful
Transaction Details
Reference
INV-2026-001245
Merchant
ABC Store

Get ahead of the curve!

While many banks and payment systems are still building their PayTo integrations, MuliPay is ready to go. Be one of the first to offer real-time, secure transactions to your customers. Get ahead of the competition with PayTo through MuliPay!
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Easily launch and manage PayID payments on MuliPay

Our dedicated team at MuliPay ensures a seamless PayID experience for you. Activate PayID quickly with our straightforward setup and management:
  • Easy, seamless integration
  • Dedicated customer support
  • Instant notifications
  • Transparent pricing and no hidden fees
  • Robust analytics and reporting tools

Offer a suite of payment methods via MuliPay

Mastercard

Market leading card scheme with global acceptance
Visa
One of the largest card networks worldwide
American Express
Premium card provider known globally
BPAY
Popular Australian payment service for bills and invoices
Direct Debit
Bank account payments processed through BEC
PayTo
Real-time bank payments via the New Payments Platform
PayId
Instant account-to-account transfers in Australia
Google Pay
Trusted digital wallet linked to your Google account
FUTURE RELEASE
FUTURE RELEASE
Apple Pay
Digital wallet of choice for iOS users
Start accepting PayID with MuliPay today.
Get Started