Online Payments
PayID

Get paid faster with PayID

Enable PayTo with MuliPay to automate recurring payments through secure, real-time account-to-account payment agreements.

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Payment Method
Choose your payment method
Bank Account
Continue
What is PayID?

The new standard in online payments

PayID is a modern payment method that lets customers pay using their registered mobile number or email address instead of a BSB and account number. Powered by Australia's New Payments Platform (NPP), it enables fast, secure account-to-account payments directly from a customer's bank account.

Lower payment costs

Lower payment acceptance costs
Reduce your cost of sale
Pay a low, flat per transaction fee, not a percentage of your sale

Faster access to your funds

Funds settled to your account the next business day (T+1)
Transactions settle 24/7, including weekends and public holidays
Eliminate time consuming reconciliation processes

Simpler payment experience

Customers pay using their registered mobile number or email address
Easy to integrate across your sales channels
Ideal for payment links, invoices and online payments

Real-time processing with PayID

Traditional
direct debit (T+2 days)
Customer initiates payment
Transaction processed
Day 0
Funds held for 2 days
Merchant receives funds
Day 2
Confirmation sent to customer
Day 2
Instant processing
with PayID via MuliPay
Customer initiates payment
Transaction processed
Real-time
Merchant receives funds
Next day
Confirmation sent to customer
Real-time

Paying with PayID is simple 

Just follow these three quick steps to complete your payment.
1
Select PayID
Choose PayID as your payment method.
Payment Method
Choose your payment method
Bank Account
Continue
2
Pay in your banking app
Copy the PayID email or scan the QR code, then complete the payment in your mobile banking app.
PayID email copied
Payment Information
PayID Email
demo123@mulipay.com
Copy
Amount and description
$1200.00 - Rent
Continue payment on mobile 
Open your banking app and scan the QR code to complete your payment.
3
Payment confirmation
Once you've completed the payment, we'll automatically detect it and display a Payment Successful confirmation.
Payment successful
Transaction Details
Reference
INV-2026-001245
Merchant
ABC Store

Get ahead of the curve!

While many banks and payment systems are still building their PayTo integrations, MuliPay is ready to go. Be one of the first to offer real-time, secure transactions to your customers. Get ahead of the competition with PayTo through MuliPay!
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Easily launch and manage PayID payments on MuliPay

Our dedicated team at MuliPay ensures a seamless PayTo experience for you. Activate PayTo quickly with our straightforward setup and management:
  • Easy, seamless integration
  • Dedicated customer support
  • Instant notifications
  • Transparent pricing and no hidden fees
  • Robust analytics and reporting tools

Offer a suite of payment methods via MuliPay

Mastercard

Market leading card scheme with global acceptance
Visa
One of the largest card networks worldwide
American Express
Premium card provider known globally
BPAY
Popular Australian payment service for bills and invoices
Direct Debit
Bank account payments processed through BEC
PayTo
Real-time bank payments via the New Payments Platform
FUTURE RELEASE
PayId
Instant account-to-account transfers in Australia
FUTURE RELEASE
Google Pay
Trusted digital wallet linked to your Google account
FUTURE RELEASE
FUTURE RELEASE
Apple Pay
Digital wallet of choice for iOS users
Start accepting PayID with MuliPay today.
Get Started