Are there any businesses that can’t use MuliPay?

To ensure compliance with financial regulations and maintain a secure payments environment, MuliPay does not support certain business types. This guide outlines the categories we are unable to service, as well as those that may require additional review or approval.

Prohibited Industries

We do not accept the following businesses:

  • Adult Internet Content, (hardcore) Pornography
  • Ammunition, Firearms, Weapons
  • Business physically located outside of the Acquiring Bank’s country
  • Reputation Repair / Credit Insurance / Credit Rating Repair.  Identity theft protection.
  • Call Blocker Software / Tools
  • Cold Calling / High Pressure Sales
  • Companion Services, Escort Services, Mail order brides
  • Counterfeit/Replica Goods
  • Cyber Lockers
  • Electronic cigarettes (e-cigarettes), Tobacco
  • Embassy, Foreign Consulate, or other Foreign Government
  • Essay mills/paper mills (i.e., ghost-writing services that sell essays)
  • E-wallets
  • Foreign Exchange / Money Trading or Exchange services
  • Gentlemen’s Clubs
  • Get Rich Quick Schemes
  • Horoscope & Fortune Tellers
  • Illegally modified electronics or non-certified sellers of branded electronics (i.e. gaming consoles / hardware)
  • Investment Opportunities Purchase of stocks/securities/commodities, etc. and other investments such as gold bullion
  • Live Streaming Services (exception of real-estate controlled auction services)
  • Lottery Resellers
  • Massage Parlours, Non-Licensed
  • Medical Marijuana, synthetic or unregulated drugs, smoking paraphernalia.
  • Negative Option Billing Merchants, Deceptive Marketing practices.
  • Offshore IT Support Services
  • On-Line Auctions including Penny Auctions
  • Payment Facilitators / PSPs / CBPS / BPSPs / Aggregators
  • Products or Services with Unreasonable Claims or Guarantees, Deceptive practices, Gimmicky Products.
  • Unlicensed Gambling
  • Rechargeable Phone Cards
  • Savings (Christmas) Clubs
  • Wire Transfer / Money Orders / Money Transfer/Remittance / Virtual Currency

Restricted Industries

These may be accepted on a case-by-case basis — referral to MuliPay is required unless an exemption applies.

  • Airlines, Air Carriers
  • Car Rentals
  • Charters & International Tours
  • Cruise Lines
  • Infomercials – selling gimmicky products or business opportunities
  • Legal Gambling (incl. Internet and non-F2F gambling casinos, sports betting, fantasy sports leagues)
  • Lifetime Memberships
  • Marketplaces
  • Multi-Level Marketing; e.g. a website featuring ‘levels’ or compensation plans
  • Mortgage Services / Loan Modification / Vendor Finance
  • Nutraceuticals with a negative billing model – websites featuring items such as Acai, HgH, HcG, Hoodia, Noni Juice, etc.
  • Online Dating
  • Online Pharmacies
  • Sex Shops, Softcore Pornography
  • Timeshare Sales
  • Travel Agencies
  • Wedding Dress Retailers / Bridal Shops
  • Payday lenders (short term consumer or business finance)

For questions or support, contact support@mulipay.com.

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